RETIREMENT PLANNING FOR 2008

If you had purchased $1,000.00 of Nortel stock one year ago, it would
now be worth $49.00.

With Enron, you would have had $16.50 left of the original $1,000.00.

With WorldCom, you would have had less than $5.00 left.

If you had purchased $1,000 of Delta Air Lines stock you would have
$49.00 left

But, if you had purchased $1,000.00 worth of beer one year ago,
drank all the beer, then turned in the cans for the aluminum recycling
REFUND, You would have had $214.00.

Based on the above, the best current investment advice is to drink
heavily and recycle.